Your Dental Insurance Maximized
Dental care can be expensive, but if you have dental insurance, you can use your dental coverage and benefits to regularly visit your dentist in Murphy and keep your teeth and gums healthy. At Lone Star Smiles, Dr. Vera and her team work with leading insurance carriers to help you achieve a healthy smile at affordable rates.
Our practice is happy to accept most PPO dental insurance plans including: Delta dental, Aetna, MetLife, Humana, United Healthcare, blue cross and blue shield. As part of your visit, we will file the claim on your behalf to make sure you’re getting the most out of your benefits. Every insurance plan is different, so we’ll gladly discuss yours with you and explain how to minimize your costs.
How Dental Insurance Works
Enrolling with a dental insurance provider serves as a contract between you and your insurance. When choosing to enroll, you make a deal with the insurance company that you agree to pay a monthly premium for access to a dental policy and its benefits. This gives you access to a broad network of dental specialists, like our team at Woodbridge Family Dental.
While each plan is different, dental insurance is focused on preventive care. This is why you will find that most companies cover 80-100% of regular cleanings, checkups, and X-rays. Should you require additional services throughout the year, your plan may cover 70-80% for minor care like fillings, and 50-70% for major care, like root canals.
Once you’ve met your deductible, you can enjoy a variety of savings opportunities until you reach your annual limit. Should you go over that amount, you become responsible for the remaining balance until your benefits renew.
In-Network vs Out-of-Network
Lone Star Family Dentistry is proud to accept patients whose dental plans are both in-network and out-of-network. We work on your behalf with your insurance carrier to minimize the amount you pay out-of-pocket. With your best interests and oral health at heart, we promise to never let your insurance provider compromise the care you receive.
In-Network Coverage
Being “in-network” with an insurance plan means a dental office has established an agreement with the insurance company to pre-negotiate prices for the services you receive. These prices are often lower than if you received care from a provider’s office that does not have contracted rates in place.
Out-of-Network Coverage
While visiting an in-network dentist has its benefits, you still have the freedom to choose one that is not. If we are outside of your network, we are still here and able to help you use your dental coverage. You can still use your benefits, and we will work to help minimize your out-of-pocket expenses while ensuring you receive the best dental care.
